REDUCE DEBT
Give The Payments A Finish Line.
See what you owe, what it costs, and what your cash flow can support. Work toward a repayment approach you can understand and follow.
FINANCIAL COACHING
A CLEARER PICTURE. A MORE DELIBERATE NEXT STEP.
Reduce Debt.
Build What’s Next.
Debt payments. Savings goals. The next big decision. Bring them into one conversation and build priorities you can put to work.
Work through debt, savings, and the choices ahead with Paul Diaz, EA, MBA—an independent financial coach with Ramsey Solutions Financial Coach Master Training.
Free video-guided interview. Start at your pace. No purchase required.
THE FOUNDATION BEHIND THE CONVERSATION
THE TAX CUTTERY® Guide to Federal Income Taxation, Professional Edition
Save Smarter. Prepare Accurately. Defend Better.
Get The Guide — $299MEET THE PERSON BEHIND THE PRACTICE
Meet Paul. Start With What Matters To You.
Paul welcomes you to the coaching consultation and explains how to share your goals.
A short welcome to your coaching consultation.
THE WORK BEHIND THE CONVERSATION
Bring The Decision.
Let’s Work Through It.
BUILD ASSETS
Build Something You Get To Keep.
Turn “save more” into priorities: an emergency reserve, a future purchase, retirement, or another goal that matters to you.
SEE THE WHOLE PICTURE
Give Your Money A Direction.
Connect your budget, savings, and goals into a plan you can follow. Tax return and tax research questions belong in a separate tax advisory engagement.
OWN THE FOUNDATION. KEEP THE REFERENCE.
Before You File.
Before You Decide.
When You Need To Respond.
THE TAX CUTTERY® Guide to Federal Income Taxation, Professional Edition follows the entire tax journey: planning, preparation, and defense.
Use it to ask better questions, understand the choices in front of you, and return to the material after a conversation with Paul.
Register your copy and verify ownership for the published reader benefit: one written tax-topic question answered from the firm’s desk. Individual services are agreed separately.
Your copy stays with you whether you prepare yourself or choose further help. The Guide is highly recommended for coaching, but ownership is not required.
YOUR TIME WITH PAUL
Your Money.
A Conversation With Direction.
Bring your budget, debt payments and savings goals into the same picture. Use your hour with Paul to work through the information already collected and choose where to focus your attention.
Your appointment purchases only one 60-minute conversation to review the information already collected, the results, and your questions about them.
CASH FLOW
See Where It Goes.
Talk through income, spending and the payments competing for your money. See how those commitments fit together before choosing what to change.
PRIORITIES
Choose A Priority.
Discuss the debt, reserve or savings goal you want to tackle first. Consider what your current cash flow can support and where a tradeoff may be needed.
FOLLOW THROUGH
Build A Rhythm.
Use follow-up conversations to review what changed, discuss the obstacles and adjust your priorities. Each appointment is a separately booked hour.
Begin with your initial consultation. When you are ready to book, review the available dates, appointment cost, and terms before confirming. Tax return preparation, additional research, written deliverables, and representation require a separate engagement and fee.
Already completed your coaching interview? Use the email and private booking code from that completed consultation. The calendar confirms your service and shows the price for the time you choose.
YOUR FINANCIAL COACH
Paul D. Diaz, EA, MBA
IRS Enrolled Agent, Admitted to Practice Before the Internal Revenue Service, MBA in Accounting
Paul combines his tax background with Ramsey Solutions Financial Coach Master Training. The focus is practical: your habits, your priorities, and the decisions in front of you.
Author of THE TAX CUTTERY® Guide to Federal Income Taxation, Professional Edition. The person behind the book is the person you meet with.
THE TAX CUTTERY provides independent coaching and is not an agent or employee of Dave Ramsey or Ramsey Solutions. Tax return preparation and representation are separately scoped engagements.
YOUR NEXT STEPS
Start With Your Situation.
Then Choose Your Time.
01 / INITIAL VIDEO CONSULTATION
Tell Paul What Matters.
The coaching consultation asks about your goals, debt, cash flow, reserves, and priorities. Coaching-only visitors do not need a second tax consultation.
02 / THE GUIDE
Bring A Shared Foundation.
The Guide is highly recommended for coaching, but ownership is not required. Get the Guide or register your existing copy.
03 / YOUR APPOINTMENT
Choose Your Hour With Paul.
Continue from your consultation into booking when access is available. Review your selected appointment’s cost and terms before confirming. Your hour focuses on the information already collected, the results, and your questions about them.
Before You Begin.
Is The Coaching Initial Interview A Live Call?
No. It is a free video-guided interview you complete at your pace. A booked hour is your live conversation with Paul.
Do I Need The Guide Before The Free Interview?
No. Guests can complete the initial interview without purchasing. The Guide is highly recommended for coaching, but ownership is not required.
What Happens After My Initial Interview?
Your private coaching interview path provides the next steps for your situation. The shared calendar is where you choose and purchase time with Paul after that introduction; it is the same availability across both services.
What Am I Purchasing?
Your appointment purchases only one 60-minute conversation with Paul for financial coaching. Review the appointment cost and terms in the booking flow before confirming. Tax return preparation, additional research, written deliverables and representation require a separate engagement and fee.
Does Financial Coaching Include My Tax Return Or Tax Research?
No. Coaching focuses on your budget, debt, savings and household financial goals. Tax preparation, tax planning and tax research begin with the separate initial tax consultation. Coaching-only visitors do not need tax intake or Guide ownership to book coaching.
START WITH WHAT MATTERS TO YOU
Bring The Decision
You Keep Putting Off.
Free to begin. Your answers give the conversation a starting point.