REDUCE DEBT
Give The Payments A Finish Line.
See what you owe, what it costs, and what your cash flow can support. Work toward a repayment approach you can understand and follow.
FINANCIAL COACHING
A CLEARER PICTURE. A MORE DELIBERATE NEXT STEP.
Reduce Debt.
Build What’s Next.
Debt payments. Savings goals. The next big decision. Bring them into one conversation and build priorities you can put to work.
Work through debt, savings, and the choices ahead with Paul Diaz, EA, MBA—an independent financial coach with Ramsey Solutions Financial Coach Master Training.
Free video consultation. Start at your pace. No purchase required.
THE FOUNDATION BEHIND THE CONVERSATION
THE TAX CUTTERY® Guide to Federal Income Taxation
Save Smarter. Prepare Accurately. Defend Better.
Get The Guide — $299MEET THE PERSON BEHIND THE PRACTICE
Meet Paul. Start With What Matters To You.
Paul welcomes you to the coaching consultation and explains how to share your goals.
A short welcome to your coaching consultation.
THE WORK BEHIND THE CONVERSATION
Bring The Decision.
Let’s Work Through It.
BUILD ASSETS
Build Something You Get To Keep.
Turn “save more” into priorities: an emergency reserve, a future purchase, retirement, or another goal that matters to you.
SEE THE WHOLE PICTURE
Give Your Money A Direction.
Connect your budget, savings, and goals into a plan you can follow. Tax return and tax research questions belong in a separate tax advisory engagement.
OWN THE FOUNDATION. KEEP THE REFERENCE.
Before You File.
Before You Decide.
When You Need To Respond.
THE TAX CUTTERY® Guide to Federal Income Taxation follows the entire tax journey: planning, preparation, and defense.
Use it to ask better questions, understand the choices in front of you, and return to the material after a conversation with Paul.
Your copy stays with you whether you prepare yourself or choose further help. The Guide is highly recommended for coaching, but ownership is not required.
YOUR TIME WITH PAUL
One Focused Hour.
Room To Move Forward.
Give the decision your full attention—with Paul giving it his. Your appointment purchases one 60-minute conversation to review the information already collected, the results, and your questions about them.
FOCUS
One Next Step.
Bring a defined concern and focus the conversation on the choices in front of you.
FOLLOW THROUGH
Room To Follow Through.
Return to the plan, discuss what changed, and work through the next decision.
CONTINUITY
Keep The Conversation Going.
Make space for continued conversations as your goals and circumstances develop.
Begin with your initial consultation. When you are ready to book, review the available dates, appointment cost, and terms before confirming. Tax return preparation, additional research, written deliverables, and representation require a separate engagement and fee.
Already completed your coaching interview? Use the email and private booking code from that completed consultation. The calendar confirms your service and shows the price for the time you choose.
YOUR FINANCIAL COACH
Paul Diaz, EA, MBA
IRS Enrolled Agent, Admitted to Practice Before the Internal Revenue Service, MBA in Accounting
Paul combines his tax background with Ramsey Solutions Financial Coach Master Training. The focus is practical: your habits, your priorities, and the decisions in front of you.
Author of THE TAX CUTTERY® Guide to Federal Income Taxation. The person behind the book is the person you meet with.
THE TAX CUTTERY provides independent coaching and is not an agent or employee of Dave Ramsey or Ramsey Solutions. Tax return preparation and representation are separately scoped engagements.
YOUR NEXT STEPS
Start With Your Situation.
Then Choose Your Time.
01 / INITIAL VIDEO CONSULTATION
Tell Paul What Matters.
The coaching consultation asks about your goals, debt, cash flow, reserves, and priorities. Coaching-only visitors do not need a second tax consultation.
02 / THE GUIDE
Bring A Shared Foundation.
The Guide is highly recommended for coaching, but ownership is not required. Get the Guide or register your existing copy.
03 / YOUR APPOINTMENT
Choose Your Hour With Paul.
Continue from your consultation into booking when access is available. Review your selected appointment’s cost and terms before confirming. Your hour focuses on the information already collected, the results, and your questions about them.
Before You Begin.
Is The Initial Consultation A Live Call?
No. It is a free video-guided consultation you complete at your pace. A booked hour is your live conversation with Paul.
Do I Need The Guide Before The Free Consultation?
No. Guests can complete the initial consultation without purchasing. The Guide is highly recommended for coaching, but ownership is not required.
What Happens After My Initial Consultation?
Your private consultation path provides the next steps for your situation. The shared calendar is where you choose and purchase time with Paul after that introduction; it is the same availability across both services.
What Am I Purchasing?
Time with Paul for financial coaching. Review the appointment cost, payment, and cancellation terms in the booking flow before confirmation. Tax return preparation is covered by its own engagement.
START WITH WHAT MATTERS TO YOU
Bring The Decision
You Keep Putting Off.
Free to begin. Your answers give the conversation a starting point.